Licensed Medicare agency · San Antonio, TX
Free Medicare help in Texas — the whole way through.
We're an independent, licensed agency — not tied to any one company. We shop the market for you and explain your options in plain English or Spanish, at no cost, ever.
★★★★★ 5.0 from 284 Google reviews · Licensed since 2005
"I'll walk you through Medicare step by step — and I'm still here for you every year after you enroll."
Save my seat — free webinarHow it works
Free Medicare guidance in 3 simple steps
Schedule a free chat
Call us, request a callback, or join the free webinar. No obligation — just plain-English answers about your Medicare options.
We review your options
We check your doctors, prescriptions, and budget, then compare the plans available in your county side by side — no pressure.
Enroll with confidence
We handle the paperwork and stay with you every year for reviews, claims help, and any questions that come up.
Your coverage options
Understanding Medicare Parts A, B, C, and D
Hospital insurance
Inpatient hospital stays, skilled nursing care, hospice, and some home health. Most people pay $0 premium for Part A.
Medical insurance
Doctor visits, outpatient care, preventive services, and equipment. Standard premium is $202.90/month in 2026 (CMS).
Medicare Advantage
Private plans that bundle Parts A, B, and usually D — often with dental, vision, and hearing. Plans vary by county.
Prescription drugs
Covers your medications. The 2026 out-of-pocket cap is $2,100 (CMS). The right plan depends on your exact prescriptions.
Your Medicare timeline
Find your enrollment window
Tell us when you were born and we'll show the exact months you can sign up without a late penalty. No email required.
Educational estimate based on the standard Medicare Initial Enrollment Period. Special circumstances can change your dates — call to confirm yours.
Local Medicare help
Medicare guidance in every Texas county
We build a dedicated Medicare page for each of Texas's 254 counties — with local provider counts, beneficiary numbers, and enrollment help.
Plain-English answers
Common Medicare questions
How much does it cost to work with you?
Nothing. Our help is completely free to you. As an independent agency we're paid by the insurance carriers — the same plan costs the same whether you enroll with us or on your own, so you get expert guidance at no extra cost.
Are you tied to one insurance company?
No. We're independent, so we're not pushing any single carrier. We compare the plans available in your Texas county and recommend what actually fits your doctors, prescriptions, and budget.
Can you help me in Spanish?
Yes — hablamos español. We explain every option in plain language, in English or Spanish, with no pressure and no jargon.
When can I enroll in Medicare?
Most people first enroll during their Initial Enrollment Period — the 7 months around their 65th birthday. There's also the Annual Enrollment Period (Oct 15–Dec 7) each year. Use the tool above to find your exact window.
Talk to a licensed Texas Medicare agent today
Free to call. Free to ask. We explain your options in plain English — or Spanish — and help you choose with confidence, at no cost to you.